Manage

Identify financial challenges, set goals, and create an action plan to manage your finances and achieve financial strength.

Our four core areas of service are:

  • debt reduction
  • building/improving credit score
  • building savings
  • accessing safe, affordable banking products and services

Don't see what you need help with listed? Don't worry! Schedule an appointment and we'll help you create a plan. Our financial counselors work with you—step by step—so you never feel lost or like you're alone in this. And if you don't exactly know what you need to do yet, we'll help you figure it out.

Under 18? Check out Lansing Promise to see if you qualify for the post-high school tuition scholarship.

Financial Empowerment Center

Everyone has financial goals, and everyone should be able to achieve them. Even if you feel like you’ve lost control of your finances, the Financial Empower Center can get you back on track to saving money.

What Financial Empowerment Center does

We provide free 1-on-1 financial counseling in order to help residents regain control of their finances, achieve their financial goals, and increase their overall savings.

Are you fresh out of high school and not sure how to start adulting? Feeling overwhelmed with bills or having trouble stretching your money through the month? Do you want to set up a retirement savings plan? Having trouble paying your mortgage? Just want us to look over your general finances? Whatever it is you’d like done, we’ll certainly help you do it.

Getting your finances in order leads to a happier, healthier you. In fact, a study showed those experiencing money problems—such as debt stress—were significantly more likely to report physical and mental health issues. These included ulcers, digestive issues, and anxiety problems.

BOLD’s mission is to create a stronger, more successful Lansing, and it starts with ensuring the health and happiness of its residents.

Schedule a free 1-on-1 appointment with a financial advisor ↗︎

You can choose an in-person appointment at the Financial Empowerment Center (located in the Cristo Rey Community Center), a video call, or a phone call. The FEC works around your schedule, even if you can’t make an appointment during regular hours. Appointments typically take 45 minutes.

A counselor will look over your current financial situation, set goals with you, and create an action plan to help you achieve them. After your first meeting, the counselor will schedule a follow-up appointment within the next two weeks to keep you on track to improving your finances.

Danielle’s Story

Danielle came to the FEC with…
no savings,
student loans and credit card debt,
high debt to income ratio, and
no budgeting knowledge.
She attended free 1-on-1 sessions and met with her counselor every two months to stay on track to accomplishing her goals. As a result, Danielle...
learned how to build a realistic budget, cut down expenses, and maintain good credit;
opened an emergency savings account for rainy days; and
explored buying a house vs renting an apartment.

Today, Danielle has exceeded her goals. She has saved over $34,000, reduced her debt to income ratio enough to apply for a mortgage, and even closed on her new home.

Since 2013 we’ve…

  • served over 4,962 clients
  • reduced over $12,143,679 in non-mortgage debt
  • increased over $848,936 in savings

In 2019 alone we’ve…

  • served over 673 clients
  • reduced over $957,298 in non-mortgage debt
  • increased over $107,523 in savings