Bold Action Plan

The four stages of BOLD (Save, Plan, Prep, Manage) are all about accomplishing your goals. These action plans list all the things you need to do so you can easily track your progress and stay organized.

The Parents & Students list helps you and your child—starting as early as kindergarten— save, plan, and prepare for life after high school.

The Adults list is for everyone 18+ who wants to manage their finances, solve their financial challenges, and get on track to affording the things they need.

Parents & Students

K-5

Grade	Task	Stage
K	Set-up direct deposit into your child's SAVE account	Save
K	Talk about your child's career pathway with an advisor at their school	Plan
K	Attend SAVE night	Save
K	Regularly visit an MSUFCU branch with your child to make deposits	Save
K	Make a deposit in school during MSUFCU's monthly visits	Save
1	Attend SAVE night	Save
1	Regularly visit an MSUFCU branch with your child to make deposits	Save
1	Make a deposit in school during MSUFCU's monthly visits	Save
2	Attend SAVE night	Save
2	Regularly visit an MSUFCU branch with your child to make deposits	Save
2	Make a deposit in school during MSUFCU's monthly visits	Save
3	Attend SAVE night	Save
3	Regularly visit an MSUFCU branch with your child to make deposits	Save
3	Make a deposit in school during MSUFCU's monthly visits	Save
4	Attend SAVE night	Save
4	Regularly visit an MSUFCU branch with your child to make deposits	Save
4	Make a deposit in school during MSUFCU's monthly visits	Save
5	Attend SAVE night	Save
5	Regularly visit an MSUFCU branch with your child to make deposits	Save
5	Make a deposit in school during MSUFCU's monthly visits	Save
5	(Parents) Attend Financial Empower Center for the first time. Review budget, credit score, and establish goals	Manage

6-8

Grade	Task	Stage
6	Make a deposit into your SAVE account when MSUFCU visits your school	Save
6	Visit an MSUFCU branch regularly with your parent to make deposits	Save
6	Students complete Pledge Ceremony and Future Scholar Certificate in school	Plan
7	Students attend the JA STEAM Dream Fair for Girls in school	Plan
7	Students attend the Skilled Trades Exploration Day for Boys in school	Plan
7	Make a deposit into your SAVE account when MSUFCU visits your school	Save
8	Students take field trip to Wilson Talent Center	Plan
8	Make a deposit into your SAVE account when MSUFCU visits your school	Save
8	(Parents) Attend Financial Empowerment Center	Save

9-12

Grade	Task	Stage
9	Attend a Promise-qualified high school or home school	Plan
9	Set up direct deposit for your first job into your SAVE account	Save
9	Students complete MiCareer Quest in school	Plan
9	Students take field trip to MSU for campus visit and tour	Plan
9	Research college & career opportunities	Prep
9	Meet your guidance counselor and discuss your task list	Prep
9	Consider volunteering, colleges like to see that on your resume	Prep
9	Discuss college, career, and payment options with parent/guardian	Prep
10	Attend a Promise-qualified high school or home school	Plan
10	Students visit MSUFCU for a tour	Save
10	Take field trip to Lansing Community College (Main Campus) for a visit and tour	Plan
10	Students meet with guidance counselor. Discuss academic strengths/weakness, college/career path, and task list	Prep
10	Take PSAT	Prep
10	Research college & career opportunities	Prep
10	Enroll in AP and IB courses	Prep
10	Get a summer job or internship	Prep
10	Save for college	Prep
10	Practice for SAT	Prep
10	Volunteer	Prep
10	(Parents) Attend FEC to review expected postsecondary education costs	Save
11	Attend a Promise-qualified high school or home school	Plan
11	Participate in Groundhog Day Job Shadowing Experience	Plan
11	Take field trip to Olivet College for campus visit and tour	Plan
11	Build a list of colleges and careers of interest	Prep
11	Take the PSAT (National Merit Scholar Award)	Prep
11	Meet with college admissions representatives	Prep
11	Attend college fairs	Prep
11	Discuss colleges with your guidance counselor/college advisor	Prep
11	Visit colleges	Prep
11	Take SAT	Prep
11	Enroll in AP and IB courses	Prep
11	Research college scholarships	Prep
11	Create resume	Prep
11	Apply for application fee waivers	Prep
11	Fill out college applications	Prep
11	Submit college applications for early admission	Prep
11	Sign up for Parchment to submit high school transcripts	Prep
11	(Parents) Attend FEC to discuss student loans, parent plus loans, and cosigning on loans	Save
12	Attend a Promise-qualified high school or home school	Plan
12	Learn about Tuition Incentive Program (TIP)	Prep
12	Apply for Tuition Incentive Program (TIP)	Prep
12	Access your SAVE account for postsecondary expenses	Save
12	Complete FAFSA	Plan
12	Apply to Michigan State University	Plan
12	Apply to Olivet College	Plan
12	Apply to Lansing Community College	Plan
12	Apply to college, university, or training school	Plan
12	Apply for Lansing Promise Scholarship	Plan
12	Take or retake SAT	Prep
12	Verify and submit college applications for regular admission	Prep
12	Fill out FAFSA and/or CSS Profile on College Board	Prep
12	Make sure colleges receive your applications	Prep
12	Receive acceptance letters	Prep
12	File your income taxes	Prep
12	Research and submit scholarships	Prep
12	Decide where to go to college	Prep
12	Consider work-study to help pay for college	Prep
12	Pay college enrollment deposit for next fall	Prep
12	Take AP and IB exams	Prep
12	Attend college academic orientation	Prep
12	Sign up for college classes	Prep
12	Activate and check your college email	Prep
12	Attend FEC to discuss student loans and begin "adulting"	Save

Adults

Grade	Task	Stage
13	Attend Financial Empowerment Center to review budget, credit score, and establish goals	Manage
13	Regularly attend FEC to keep your finances healthy and in check	Manage
13	If you have a child approaching high school graduation, attend FEC to review the costs of postsecondary education	Manage
13	Discuss student loans, parent plus loans, and cosigning on student loans	Manage

How to use the action plan

The action plan walks you through the steps you'll take with BOLD. Save it to your computer and check off each step as you complete them.

To save it to your computer:

View the action plan on Google Docs
In the top-left of your screen just under "Action Plan" click File→Download→PDF Document
At the next screen click Export in the top right corner

To make your own editable copy in Google Docs:

View the action plan on Google Docs
In the top-left of your screen just under "Action Plan" click File→Make a copy→OK

Why is the action plan important?

Because BOLD offers various ways to accomplish your goals, the action plan makes it easier to visualize your progress. It breaks down all the steps you'll take with us, so you can keep track of what you've done and plan for what you'll do next.